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The Companies We Represent

Auto-Owners Insurance Company
- Represented since 1917. W.J. Phillips, Inc. Auto-Owners underwriting is flexible with at a lot of different types of accounts. The agency has two multi-state accounts. W. J. Phillips is the oldest family owned and operated Auto-Owners agency in the USA.

Frankenmuth Mutual Insurance Company - Represented since 1979.

Westfield Insurance Company - Represented since 1991. The agency has almost a 50/50 split of commercial and personal lines with Westfield.

Progressive Casualty - W.J. Phillips Inc., uses Progressive, the third largest insurer in the country, for Personal Autos, Commercial Auto, Motorcycles, Snowmobiles, ATVs, Boats and Personal Watercraft (Jet Skis…), Motorhomes and Campers.

Great Lakes Casualty - Represented since 1997.  This company is owned by 101 independent insurance agencies across Michigan and was founded in 1997. (No web site)

Accident Fund of Michigan - The largest workmen's compensation carrier in the state of Michigan.

Titan - Represented since 1995.  W. J. Phillips Inc., uses Titan for hard to place automobile accounts.

General Comments

The W. J. Phillips Agency is a very well managed and operated mid-sized independent insurance agency. Its reputation, experience and integrity enables them to handle many different types and sizes of insurance accounts. They are a “full service” agency providing commercial and personal lines property and casualty, life, health and related services.